Your FatakPay referral code
GZX2M89Open FatakPayCopy the code and check the offer before completing the qualifying steps.Disclosure: referral offers may reward the referrer. Provider terms and eligibility apply.
New-user campaign referral
FatakPay Referral Code
Last updated:
Use FatakPay referral code GZX2M89 when registering as an eligible new user. Check whether the current campaign offers you FatakCoins, cashback or both, and complete its stated action. A referral does not guarantee loan approval or remove repayment obligations.
FatakPay referral offer details
| Referral code | GZX2M89 |
|---|---|
| New-user benefit | The current campaign may offer FatakCoins, cashback or both. |
| Referrer benefit | Referrer rewards depend on the current campaign and completed qualifying action. |
| Eligibility and qualifying action | Referral terms require a previously unregistered Indian resident aged at least 18. General service terms additionally require Indian nationality and Indian tax residency. Product eligibility still applies. |
| Minimum spend, cap and expiry | Campaign thresholds, verification and caps apply. Check the app's current limits before sharing; a maximum allowance is not a promised reward. |
| Reward timing and redemption | Use FatakCoins where redemption is enabled. Cashback timing and settlement depend on the campaign and completed verification. |
How to use the FatakPay referral code
- Start registration in the official FatakPay app as an eligible new user.
- Enter GZX2M89 in the referral field if offered.
- Read the current campaign's recipient, amount, qualifying action and deadline.
- Complete the required checks and track the reward in Referral or Coin Wallet.
Read the required action before inviting someone
The FAQ gives KYC, a first transaction and loan disbursement as examples of possible qualifying actions. They are alternatives governed by the offer, not a checklist that everyone must complete. Failed, cancelled or reversed actions can prevent or reverse rewards.
Write down the action actually shown for your invitation. Ask support if an old message and the app disagree; do not infer eligibility from a screenshot belonging to someone else.
FatakCoins are not automatically bank cash
The separate coin terms describe restricted reward points. They cannot normally be transferred or cashed out, and eligible redemption can have product-specific limits. The published conversion is 10 FatakCoins to ₹1, subject to change; it does not make the balance withdrawable.
Those terms say credited coins expire after 12 months unless another period is specified. Unclaimed coins may expire after six months where applicable. Check your wallet's expiry information before planning a purchase around them.
Cashback can have different settlement routes
The referral terms allow cashback to reduce loan repayment where applicable, or reach a verified bank account when eligible. Repeated bank-transfer failure can result in conversion to FatakCoins. Read the settlement option alongside the headline amount.
For a missing reward, retain the invitation, qualifying-action record and visible status. Share these through official support rather than sending identity documents to the person who invited you.
Keep a loan decision separate from the invitation
FatakPay's general terms retain the borrower's repayment obligations under the loan agreement and permit creditworthiness checks. A referral does not establish loan approval or remove the obligation to repay.
If the offer involves borrowing, first read the proposed loan's total cost, repayment schedule and charges. Judge whether the loan meets your needs without the reward. Do not take unnecessary credit simply to complete a referral action.
FatakPay referral questions
Is installing the app enough to earn?
No. Complete the current campaign's stated qualifying action.
Can an existing account use GZX2M89?
The referral programme requires an eligible previously unregistered user.
Can all FatakCoins be withdrawn?
No. Use them only where redemption is enabled; cash exchange requires an available option.
Does a referral guarantee a loan?
No. Credit eligibility and repayment obligations are separate.
Current offer terms
Check FatakPay official guidance for the latest eligibility, qualifying steps and offer terms.